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Independent Agent vs Direct Insurance

By Tanu Menon

Understand the difference between buying from one carrier directly and working with an independent insurance agency.

Direct writers vs independent agents

Direct writers sell products from one company. Independent agencies like Tan's Agency represent multiple carriers and shop options on your behalf.

Benefits of an independent agency

  • Compare rates and coverages across carriers
  • Get advice that isn't limited to one company's products
  • Local support when you have questions or claims
  • Multilingual help in Telugu, Hindi, Tamil, Malayalam, and English

When direct can still make sense

Some people prefer an app-only experience with a single brand. Even then, it helps to get a second opinion from an independent agent before you renew.

Talk with Tan's Agency

Call 469-269-6539 or visit our contact page for a no-obligation comparison.

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