Tan's Agency

Homeowners Insurance

Homeowners Insurance in Texas & Michigan — Customized Coverage at the Best Rate

Protect your home with coverage tailored to your property — compared across top carriers.

Standard coverages

Dwelling

Pays to repair or rebuild your home after a covered event like fire or windstorm.

Personal Liability

Helps if someone is injured or their property is damaged and you are responsible.

Medical

May cover medical expenses for guests injured on your property.

Additional Living Expenses

Helps pay temporary living costs if you can't stay in your home after a covered loss.

Personal Property

Helps replace furniture, clothing, electronics, and other belongings.

Scheduled Property

Broader coverage for jewelry, art, antiques, and other high-value items.

Landlord / Rental Property Coverage

Own rental property? Landlords may need liability and property coverage designed for tenant-occupied dwellings. Ask us about landlord policies to protect your investment.

Get a detailed home quote

Our conversational home quote asks about your property, construction, systems, claims history, and current coverage — one question at a time — so we can shop carriers accurately.

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Ready for a homeowners insurance quote?

Start the guided conversation — we'll compare top carriers for your home.