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Insurance Tips & Guides

Practical guidance for Texas, Michigan, Ohio, and Virginia clients from Tan's Agency.

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Homeowners Liability Claims: Guest Injuries and Lawsuits

How personal liability on a homeowners policy works for slip-and-falls, dog bites, and other third-party injury claims.

HomeClaims
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Homeowners Insurance Tips for Texas Homeowners

Practical ways Texas homeowners can strengthen coverage — from dwelling limits to wind, hail, and liability.

HomeState Guides
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Home Insurance Michigan Guide

A practical overview of homeowners insurance considerations for Michigan residents, including weather and liability basics.

HomeState Guides
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Hit-and-Run Auto Claims: How Coverage Usually Works

What to do after a hit-and-run, when uninsured motorist and collision apply, and how to document the loss.

AutoClaims
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Frozen Pipe and Winter Freeze Claims for Homeowners

How freeze-related pipe claims work, what insurers often expect for prevention, and steps to reduce winter water losses.

HomeClaims
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Fire and Smoke Damage Claims for Homeowners

How fire and smoke claims typically work, what to document, and steps that help protect your home and belongings after a loss.

HomeClaims
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Daycare Insurance Basics for Childcare Facilities

What daycare and preschool operators should know about liability, property, and staff-related coverage.

Business
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Comprehensive Auto Claims: Theft, Vandalism, Hail, and Animals

How comprehensive coverage works for non-collision losses like theft, vandalism, weather, and animal strikes.

AutoClaims
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Common Types of Homeowners Insurance Claims

An overview of the most frequent homeowners insurance claims — from water and weather to fire, theft, and liability — and what to do next.

HomeClaims
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Common Auto Insurance Claim Scenarios

An overview of frequent auto claim situations — collisions, hit-and-run, weather, theft, and glass — and what to do after a loss.

AutoClaims
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