Blog
Insurance Tips & Guides
Practical guidance for Texas, Michigan, Ohio, and Virginia clients from Tan's Agency.
Showing 11–20 of 32
Roof Damage Claims: Filing and Avoiding Common Problems
What homeowners should know about roof claims — storm damage vs. wear, inspections, contractors, and coverage questions.
Rental Car and Loaner Vehicle Claim Scenarios
What to know if you damage a rental or loaner — whose insurance applies, and how to avoid claim surprises.
Parking Lot Auto Claims and Disputed Fault
How parking lot fender-benders and disputed-fault claims often work — and how to document who hit whom.
Ohio Minimum Auto Insurance Requirements
Ohio's state-minimum auto liability limits (25/50/25) explained — and why higher coverage often makes sense.
What Ohio Drivers Should Review Before Renewing Auto Insurance
Coverage checks that help Ohio drivers avoid underinsuring — from liability limits to uninsured motorist protection.
Not-at-Fault Accident Claims and Getting Repaired
What happens when another driver causes the crash — using their liability vs. your collision coverage, and how to keep repairs moving.
Michigan No-Fault Auto Insurance Explained
A plain-English overview of Michigan's no-fault system, PIP choices, and what to review with an independent agent.
Michigan Minimum Auto Insurance Requirements
Michigan's required no-fault coverages explained — residual liability, property protection, PIP choices, and why limits matter.
Independent Agent vs Direct Insurance
Understand the difference between buying from one carrier directly and working with an independent insurance agency.
Hotel and Motel Insurance: Coverage That Protects Your Lodging Business
Key coverages hospitality owners should review — property, liability, business income, and guest-related exposures.