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Auto Guides
Practical guidance for Texas, Michigan, Ohio, and Virginia clients from Tan's Agency.
Showing 1–10 of 16 in Auto
Windshield and Auto Glass Claim Scenarios
When glass-only claims make sense, how deductibles may differ, and tips for chip repairs vs. full windshield replacement.
Virginia Minimum Auto Insurance Requirements
Virginia's updated minimum liability and uninsured motorist requirements — what 50/100/25 means for drivers.
Virginia Auto and Home Insurance: What New Residents Should Know
A quick orientation for Virginia clients comparing auto and home coverage with an independent agency.
Texas Minimum Auto Insurance Requirements
Texas state-minimum liability limits explained — what 30/60/25 means and why many drivers need more coverage.
Single-Vehicle Accident Claims: Rollovers, Road Hazards, and More
How single-vehicle crashes are usually handled, when collision applies, and what documentation helps your claim.
Rental Car and Loaner Vehicle Claim Scenarios
What to know if you damage a rental or loaner — whose insurance applies, and how to avoid claim surprises.
Parking Lot Auto Claims and Disputed Fault
How parking lot fender-benders and disputed-fault claims often work — and how to document who hit whom.
Ohio Minimum Auto Insurance Requirements
Ohio's state-minimum auto liability limits (25/50/25) explained — and why higher coverage often makes sense.
What Ohio Drivers Should Review Before Renewing Auto Insurance
Coverage checks that help Ohio drivers avoid underinsuring — from liability limits to uninsured motorist protection.
Not-at-Fault Accident Claims and Getting Repaired
What happens when another driver causes the crash — using their liability vs. your collision coverage, and how to keep repairs moving.