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Claims Guides
Practical guidance for Texas, Michigan, Ohio, and Virginia clients from Tan's Agency.
Showing 1–10 of 17 in Claims
Windshield and Auto Glass Claim Scenarios
When glass-only claims make sense, how deductibles may differ, and tips for chip repairs vs. full windshield replacement.
Wind and Hail Claims: What Homeowners Should Expect
How wind and hail homeowners claims work, roof and siding issues, deductibles, and tips for documenting storm damage.
Water Damage Claims and Prevention: What Homeowners Should Know
How water damage claims work, what policies often cover or exclude, and practical steps to prevent costly leaks and floods.
Theft and Vandalism Claims on Homeowners Insurance
What homeowners policies often cover for burglary and vandalism, how to document stolen items, and ways to reduce theft risk.
Single-Vehicle Accident Claims: Rollovers, Road Hazards, and More
How single-vehicle crashes are usually handled, when collision applies, and what documentation helps your claim.
Roof Damage Claims: Filing and Avoiding Common Problems
What homeowners should know about roof claims — storm damage vs. wear, inspections, contractors, and coverage questions.
Rental Car and Loaner Vehicle Claim Scenarios
What to know if you damage a rental or loaner — whose insurance applies, and how to avoid claim surprises.
Parking Lot Auto Claims and Disputed Fault
How parking lot fender-benders and disputed-fault claims often work — and how to document who hit whom.
Not-at-Fault Accident Claims and Getting Repaired
What happens when another driver causes the crash — using their liability vs. your collision coverage, and how to keep repairs moving.
Homeowners Liability Claims: Guest Injuries and Lawsuits
How personal liability on a homeowners policy works for slip-and-falls, dog bites, and other third-party injury claims.